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Homeowners who want to add energy-efficient features to their home can save substantial money in utilities bills, but they have other costs to consider. Along with the potential for savings on energy costs, energy-efficient features can provide a number of benefits for the environment and for the occupants’ health. However, the technology that helps a

The floor of the stock exchange was once the main location for market transactions. It was home to traders and brokers who did the actual buying, selling, and negotiating on the physical exchange floor. Of course, this was before the evolution of electronic trading platforms.  Those same brokers and traders are now surrounded by computers that manage

The healthcare sector is comprised of companies that offer medical services, manufacture medical equipment or drugs, provide medical insurance, or engage in activities that facilitate the provision of healthcare to patients. The most recent data available from 2020 show that spending on healthcare in the U.S. reached $4.1 trillion, representing close to 20% of the

The U.S. Federal Reserve has announced its final guideline that might allow crypto banks to enter the banking system. The central bank will set up a three-tiered system for determining whether financial institutions have access. As part of the final guideline, institutions with novel financial products will have access to the fed’s “master accounts” and

What Is the S&P 500 Index? Standard & Poor’s 500 Index (S&P 500) is a market-capitalization-weighted index of 500 leading publicly traded companies in the U.S. While it assumed its present size (and name) in 1957, the S&P actually dates back to the 1920s, becoming a composite index tracking 90 stocks in 1926. The average annualized return since

The National Association of Insurance Commissioners (NAIC) announced that it has passed the Pet Insurance Model Act, a model law that establishes clear rules for pet insurance sales and requires disclosures for pet owners. The new regulation comes on the heels of sharp growth in annual premiums and new policies in the U.S. Key Takeaways

What Is the Electronics Sector? The electronics sector produces electronic equipment and consumer electronics and manufactures electrical components for a variety of products. Common items in the electronics sector include mobile devices, televisions, and circuit boards. Industries within the electronics sector include telecommunications, networking, electronic components, industrial electronics, and consumer electronics. Key Takeaways Industries within the

Revenue generated from drug production by U.S. pharmaceutical companies both domestically and abroad is growing substantially, in part because of repetitive price increases. Drug companies pricing is relatively unregulated and they can often raise drug prices beyond inflation rates. This allows the drug companies to increase their revenues continually, even if the demand for one

The American Rescue Plan Act of 2021 is a $1.9 trillion economic stimulus bill passed in March 2021 that lowered premium costs for million of people. The legislation allowed people to claim higher tax credits if they have a health insurance plan purchased through the Affordable Care Act (ACA) marketplace. The net effect was that

Mortgage rates had a quiet day Monday, with most averages dipping just slightly lower or remaining flat. It follows a week-and-a-half period of dramatic up and down swings for the 30-year average. National averages of the lowest rates offered by more than 200 of the country’s top lenders, with a loan-to-value ratio (LTV) of 80%,

Buy now, pay later (BNPL) is a financing method that more Americans are using to make discretionary purchases, especially online ones. In fact, at least 39% of consumers have tried this option, also known as a point of sale installment loan, at least once, according to a 2021 survey from The Strawhecker Group. One of