Investing News

We all know health insurance is something you shouldn’t live without, but what about vision insurance? You can purchase vision insurance as a group benefit through your employer or as an individual policy. But how does the cost compare to the coverage you’ll receive? Key Takeaway Most vision care plans provide discounts on laser eye-correction surgery. Vision

When real estate agents talk about staging your home, they’re referring to a method of preparing a property for sale on the real estate marketplace. Staging is designed to showcase a home’s best assets, impress buyers, and sell it quickly for the highest possible price. Because not all sellers stage their homes–especially homes in lower

Student loan debt may be the biggest financial issue facing young adults today. Research shows that 55% of the class of 2020 who earned a bachelor’s degree also have student debt, owing an average of $28,400. As tuition and other costs continue to rise, having to borrow money to earn a degree is often unavoidable.

Last week, President Biden announced that he will be forgiving up to $20,000 in federal student loans, no doubt providing some much needed relief for millions of eligible borrowers. Adding to the good news, the White House confirmed in a press release that this relief won’t be subject to the federal income tax. That said,

In a speech on Aug. 26, 2022, Federal Reserve Board Chair Jerome Powell stated: “The Federal Open Market Committee’s (FOMC) overarching focus right now is to bring inflation back down to our 2% goal.” He added: “Price stability … serves as the bedrock of our economy. Without price stability, the economy does not work for

Penny stocks have a well-deserved reputation for low quality, high risk, and intense volatility. However, by practicing due diligence, you can discover some hidden treasures in the most unexpected places. Below, you’ll find updates on previously discussed penny stocks from this column, followed by a few new intriguing and inexpensive trade ideas that are still

Buying back or repurchasing shares can be a sensible way for companies to use their extra cash on hand to reward shareholders and earn a better return than bank interest on those funds. However, in many cases, share buybacks are seen as just a ploy to boost reported earnings—since there are fewer shares outstanding for

At the height of the COVID-19 crisis, the U.S. labor market’s employment losses topped 14% below pre-recession totals—more than eight points higher than the worst month of the Great Recession. Yet despite the unprecedented spike in unemployment, it would only take 29 months to recover the jobs lost, beating the recoveries of both the dot-com

A stock buyback occurs when the issuing company pays shareholders the market value per share and re-absorbs that portion of its ownership that was previously distributed among public and private investors. When a company repurchases its shares, it can purchase the stock on the open market or from its shareholders directly. In recent decades, share buybacks have overtaken

I’m seeing a lot of artificial influences on the economy right now, including low interest rates and the statements made by Fed officials and various politicians. It can be hard to keep track of all that noise, not to mention the company-specific specific news that may affect the investments in your portfolio. It’s for that

Rates on 30-year home loans took a big step down Tuesday, but only after taking a much bigger step up on Monday, which had raised the 30-year mortgage average to its highest level in two and half months. Even with Tuesday’s retreat, the average still sits above the 6% mark. National averages of the lowest

Developing clean energy sources is critical for the future of the United States and the rest of the world. However, creating the technology needed to make clean energy is expensive. The Department of Energy’s (DOE) Loan Programs Office (LPO) is a program that helps facilitate the development of new technology by offering loans and loan

The Rural Energy for America Program (REAP) encourages the transition to renewable energy sources in rural and agricultural areas. Created by the Agricultural Improvement Act of 2018, REAP offers grants and guaranteed loans for developing clean energy systems and installing energy-efficient infrastructures such as lighting, insulation, cooling, and more. Key Takeways The Rural Energy for

What Is Student Loan Deferment? A student loan deferment lets you stop making payments on your loan or reduce the amount you pay for up to three years, in most cases. During the deferment period, no interest accrues on federally subsidized loans because the government picks up the interest payments. But interest on unsubsidized loans

When the value of a margin account falls below the broker’s required amount, the investor must deposit further cash or securities to satisfy the loan terms. A failure to promptly meet these demands, known as a margin call, can result in the broker selling off the investor’s positions without warning as well as charging any applicable

Tesla Inc. (TSLA) is an American electric car and power train designer, developer, manufacturer, and distributor headed by serial entrepreneur Elon Musk. The company was founded in 2003 and is headquartered in Palo Alto, California.  Key Takeaways Tesla has several competitors among traditional carmakers, such as Ford and Honda.  Tesla has managed to see success

The top nationwide rate for most certificate of deposit (CD) terms was flat this week, with two exceptions. The rate on the top-paying 1-year CD is about a tenth of a point above last week’s, while the 6-month term gained a new dramatic leader, which raised the ceiling to 4.00%. Also notable is that this

With all the attention paid recently to fracking – and the oil and gas sectors generally – many want to know where the good investment opportunities are. Are fracking companies set on finding oil or natural gas a good bet? Do we need to invest in fracking infrastructure? Defining Fracking Fracking is short for hydraulic

Editor’s note: Below you’ll find the week 103 release of the NYC Recovery Index, originally published August 23, 2022. Visit the NYC Recovery index homepage for the latest data. New York City’s economic recovery progressed slightly for the week ending August 13, 2022, with the overall index score rising by one percentage point to 73

Doubling your money is a badge of honor, often used as bragging rights at parties and around the Thanksgiving dinner table. Spurious promises to double one’s money can also be made by overzealous advisors or worse, scamsters and fraudsters. Perhaps the urge to double one’s money comes from deep in our investor psychology—the risk-taking part