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Your effective tax rate can be calculated using Microsoft Excel through a few standard functions and an accurate breakdown of your income by tax bracket. Most of the legwork actually involves looking up the Internal Revenue Service (IRS) tax brackets and segregating your taxable income into the correct cells. IRS Tax Brackets Every year, the

While crypto assets like Ethereum (ETH) have been receiving most of the attention due to the upcoming upgrade called ‘The Merge‘, the Bitcoin network itself has been getting some headlines. First, the top cryptocurrency showed signs of a breakout and then dropped to $20,000 on September 13, indicating a volatile week. Second, despite huge losses

The Labor Department’s latest update on the Consumer Price Index (CPI) on Tuesday showed consumer inflation rose in August, as prices for most goods continued to climb. Headline inflation rose 0.1% in August, following an unchanged reading in July as costs for food, shelter, and medical expenses rose, while energy costs declined. Prices were up

The National Federation of Independent Businesses (NFIB) Small Business Optimism Index for August came in at a reading of 91.8, slightly beating expectations of 90. However, the index remains near a decade low as small businesses try to navigate historic inflation, labor shortages, and supply chain disruptions. August is the eighth straight month the index was below the 48-year

“The only thing that gives me pleasure is to see my dividend coming in.” –John D. Rockefeller. One of the simplest ways for companies to communicate financial well-being and shareholder value is to say “the dividend check is in the mail.” Dividends, those cash distributions that many companies pay out regularly from earnings to stockholders,

Halloween comes but once a year, every October 31st. Even though it is a single day, it is nonetheless responsible for a great deal of consumer spending on everything from costumes and makeup to candy and party supplies to (of course) pumpkins. Based on the Keynesian school of economic thought, major spending holidays can have

After-hours trading refers to trading that occurs after the market closes. It allows investors to buy and sell securities outside of regular trading hours. Trades in the after-hours session are completed through electronic communication networks (ECNs) that match potential buyers and sellers without using a traditional stock exchange. Key Takeaways After-hours trading occurs after regular market hours. Potential buyers

Homeowner associations (HOAs) are entities that enforce the rules for living in a community that chooses to be governed. They are common in planned developments; you join them and agree to their terms and fees when you close on a home in a community with an HOA. Homeownership in these communities—also called membership—binds you to

Rates on 30-year mortgages are still elevated above 6%. But after registering dips both Thursday and Friday, the flagship average has eased a bit. That’s after twice approaching the 14-year high over the previous week. National averages of the lowest rates offered by more than 200 of the country’s top lenders, with a loan-to-value ratio

What Is GoHenry? GoHenry is an online app and debit card designed to help children from age six to 18 manage their allowances through intuitive budgeting and responsible spending. Launched in 2012, the United Kingdom-based company offers unique parental controls, letting moms and dads individually monitor the debit card transactions for each of their children.